You may have a lot of bills to pay after an auto accident. Many of these will be medical bills. While some health care providers may be understanding about your bills going unpaid while you are in the claims process, some will not hesitate to send your bills to collections if you do not pay them. This is unfortunately a common occurrence in the auto insurance claims process. If your injuries require lengthy treatment, you can amass thousands of dollars in bills before you are even prepared to settle. Your health insurance may pick up some of the bills, however, if you have high deductibles or if your health insurance does not fully cover your treatments, the remainder is up to you to pay. If you have medical payment, or med-pay, coverage on your auto insurance policy, this coverage may pay your medical bills up to the policy limits. This can lessen the burden of out of pocket costs. Check with your auto insurance policy to see if you have med-pay coverage and what the terms and conditions are of using that coverage.
If any of your medical bills do go into collections, take action immediately. If you satisfy your account quickly, you may be able to avoid the delinquent account being reported to any credit agencies. Depending on the agency, you may be able to pay your health care provider directly. If not, contact the collections agency to discuss your options for satisfying your account. If you have an attorney representing you, they may be able to discuss keeping your account out of collections with your health care provider. While your health care providers have a right to send your delinquent account into collections, there may be action you can take so that doesn’t happen. Consult with an experienced Indiana personal injury attorney if you are struggling to pay your medical bills during the claims process. An experienced attorney may be able to help you prevent your bills from being sent to collections while you resolve your claim.
At Blackburn & Green, we know how important it is for you to get your medical bills paid in a timely manner while you treat and heal. Our experienced personal injury attorneys will be with you every step of the way and will try to keep your bills from going to collections. We offer free initial consultations at one of our office locations or at your home or hospital room. Call (800) 444-1112 or (260) 422-4400 to be connected with one of our 25 convenient office locations across Indiana or fill out our online form to schedule a consultation. Contact Blackburn & Green for knowledgeable and caring legal counsel on your personal injury case today.